Your Trusted Advisor
Gold Leaf Financial Group benefits clients seeking a high-end, high-touch,
premium level of professionalism in the provision of financial services.
We understand the importance of ensuring your loved ones are cared for when you pass, and we know that your estate plan can help shape your legacy. At Gold Leaf, we specialize in putting a plan in place that leaves your assets to your family while minimizing government taxes. Handling estate decisions today will help make any life transition more manageable. Rest easy knowing your goals and values will not be forgotten.
As a family company, we understand how crucial it is that the next generation leading your family business is stronger than the last. Let us work with you to define what the transition looks like and how to maximize value during these changes.
At Gold Leaf, we take a holistic approach to planning that encompasses all factors in your life and enables you to live prosperously. We will work with you to craft a financial path forward with a focus on your short, medium and long-term goals, because we understand that the best plan is one that allows you to accomplish your dreams.
We know that although fulfilling, it can be stressful to start, manage or grow a business. At Gold Leaf, we share your passion for success and want to help you achieve your business goals. Include us in the planning process, whatever stage you’re at, and benefit from an added layer of expertise and insight. Together, we will structure your business objectives and create a clear path to success.
Retirement is less stressful with proper planning, and we know you've worked long and hard to enjoy it. Our dedicated team will work with you to answer your questions, determine your personal retirement goals and implement the necessary steps to achieve them. Together, we will create a plan that suits you and allows you to maintain your desired quality of life.
Whatever your needs, our committed team is ready to assist you with highly personalized service and unmatched expertise. As a Gold Leaf client, you have access to a wealth of experience, resources, superior products and an expert team of specialists. We pride ourselves on going beyond wealth planning to help our clients with all their affairs—every step of the way.
We take pride in working with our clients to design a financial safety net, helping them and their loved ones if something unforeseen occurs. Our goal is to help you live life with fewer worries knowing no matter what may happen tomorrow, you have the support you need.
It’s a universal wish to leave our loved ones with peace of mind when we pass. A form of financial security, life insurance can cover your funeral expenses and provide support for those in your care. When you invest into a life insurance policy, you invest in your family’s future.
As health care costs continue to rise and families face an increase in medical expenses, it’s becoming more and more prudent to purchase health insurance. Let our experienced team guide you through the complexities of health insurance and find the precise plan that works best for you and your loved ones.
Prepare for the unexpected. Disability insurance policies provide a monthly income to the insured during a period of disability. Long term care insurance offers tax-free benefits when a person cannot perform one or more of the normal activities of daily living. We can help you plan for any outcome, so you're ready for whatever life throws at you.
At Gold Leaf, we have the experience, tools and resources to help employers prepare their workforce for retirement, creating a stronger organizational culture. Our experts work step by step with the plan sponsors to develop a comprehensive employee retirement plan – including investments, compliance, reporting requirements, legislative updates, targeted education, retirement seminars and more.
A Group Registered Retirement Savings Plan (RRSP) is an employer-sponsored retirement savings plan similar to an individual RRSP but administered on a group basis by the employer. Unlike an individual RRSP, members of a Group RRSP are not generally permitted to purchase individual securities. Contact a Gold Leaf advisor to find out more about Group RRSPs.
A pension is a fund into which a sum of money is deposited during an employee's employment years. Payments are drawn from the fund to support the person's retirement in the form of periodic payments. A pension may be a "defined benefit plan", where a fixed sum is paid regularly, or a "defined contribution plan", under which a fixed sum is invested and becomes available at retirement age.
Deferred Profit Sharing
A Deferred Profit Sharing Plan (DPSP in Canada) is an employer-sponsored, registered plan that allows a company to share profits with employees. The plan is registered as a trust with the Canada Revenue Agency (CRA). Under the DPSP, employees are entitled to a share of the company's profits; a DPSP provides tax incentives to both employer and employee.
A Retirement Compensation Arrangement (RCA) is a plan or agreement between an employer and an employee under which the employer or employee contributes to a custodian of the RCA trust. It is a non-registered plan that serves to benefit both parties. An RCA can be funded using various investments, including securities, mutual funds and life insurance.
We understand that navigating the world of benefits can be overwhelming. That's why we provide professional benefits consulting services to assist you in making informed decisions. Our skilled team is committed to discovering the best options for your specific requirements, ensuring that you and your employees feel confident and protected in your benefits selections. Let us take the stress out of benefits management so you can focus on what you do best - running your business.
Employee Benefits Consulting
We offer employee benefits consulting services to businesses of all sizes. Our experienced team of professionals understands the complexities of the benefits landscape and works tirelessly to ensure that our clients have the best possible coverage options for their employees. We are dedicated to helping companies navigate the often-confusing world of benefits and are committed to providing personalized solutions that meet the unique needs of each and every client. Whether you are a small business owner or a large corporation, we are here to help you make informed decisions about your employee benefits package.
Executive Benefits Consulting
We specialize in providing comprehensive executive benefits consulting services to businesses of all sizes. Our team of experienced professionals works closely with clients to develop customized solutions that meet their unique needs and goals. Whether you're looking to attract top talent, retain key employees, or simply stay competitive in today's market, we have the knowledge and expertise to help you succeed.